Lily Hernandez, AAMS^®
Wealth Relationship Manager

As a Citigold client, you have access to comprehensive banking and wealth management, backed by the power of Citibank for banking and Citi Personal Wealth Management for investments that fit your lifestyle. You may also enjoy preferred pricing, concierge services, enhanced digital capabilities and global travel perks.

A Wealth Relationship Manager is your personal connection to Citi’s full range of products and services, proactively helping you with everything from everyday banking transactions to offering personalized service. Whether meeting your banking needs directly or working together with a Citi Personal Wealth Management Wealth Advisor, your dedicated Wealth team can help with your short- and long-term financial goals, giving you greater peace of mind and financial freedom.

About Lily Hernandez

Lily brings over 15 years of broad-based experience in the financial industry, having launched her career at Bank of America in 2010. Her background spans a wide range of specialties, including small business banking, licensed personal banking, home financing, wealth management, and team leadership across credit unions, banks, and mortgage institutions.

Lily is known for her tailored approach to financial guidance, taking the time to understand each client’s unique needs and goals. Her well-rounded experience and dedication to service makes her a trusted and collaborative professional to her clients and colleagues alike.

Most recently, Lily was a proud advisor on an experienced wealth management team at Merrill, where she worked with high-net-worth individuals, families and businesses to develop thoughtful financial strategies. The team’s focus on integrity, collaboration, and financial empowerment contributed to their ongoing success in helping clients navigate complex financial decisions with confidence.

Lily holds the following licenses and certifications:

• Accredited Asset Management Specialist^® (AAMS^®)
  
• Series 7, 66, 6, and 63 Licenses
  
• California Life Insurance License
  

Lily and her husband are Southern California natives who enjoy traveling, hiking, and exploring new dining experiences. In their free time, they love spending time with their two beloved dogs, Luke and Leah.