Citigold – Citi Cards – Citigold.citi.com

Earn bonus AAdvantage^® miles and enhanced
travel benefits with Citi's premier travel card.

Citi^® / AAdvantage^® Executive World Elite^TM Mastercard^®

Annual Fee: $450¹

Features:

Enhance your travels with Admirals Club^® membership
No foreign transaction fees.¹
Earn double miles on eligible AA purchases² as well as enhanced travel benefits, including your first checked bag free on domestic itineraries.³

Speak with your Wealth Relationship Manager for details.

Ready to Get Started?

Open a new Citigold checking account to earn up to $2,000 with required activities.

Open a Checking Account Online

Call:
1-833-382-0004 (EXT 1087) |
TTY: We accept 711 or other Relay Service.

Contact Us today to learn more about Citigold Wealth Management
and a Wealth Relationship Manager will call you back shortly.

Citi is here to help you meet your financial goals.

Sign On to schedule an appointment with your Citigold dedicated team.

Sign On

If you would like to start another Citigold relationship, Open an Account Online.

Call the Dedicated Service Line:
1-800-321-2484 | TTY: We accept 711 or other Relay Service.

Frequently Asked Questions

What is Citigold?

Citigold is comprehensive wealth management for banking, investing and your lifestyle.

What are the key benefits of a Citigold relationship?

Citigold opens doors to more possibilities for you and your family. With a Citigold relationship, you have a dedicated team, complimentary financial planning, world-class investing capabilities, preferred pricing on select products and exclusive travel and lifestyle benefits.

How do I begin a Citigold relationship?

A Citigold relationship starts with a Citigold Checking account in a Citigold Account Package. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked banking, retirement and investment accounts.

Open an Account Online

Visit a Citibank Branch or Call: 1-800-321-2484 | TTY: We accept 711 or other Relay Service.
Existing Citi Customer?
Sign On to Citi to open your Citigold account.

Is there a monthly service fee?

There is no monthly service fee for the Citigold Account Package.

I already have a Citibank account, how do I upgrade to a Citigold relationship?

Sign On and follow the steps to open a Citigold Account. Call: 1-800-321-2484 | TTY: We accept 711 or other Relay Service. or Visit a Citibank branch.

How do I find a Citigold lounge or Citigold Client Center?

Citigold clients have access to lounges located in cities around the world. Find Citigold lounge at https://citigoldlounges.citi.com

What is the customer service number for Citigold clients?

Dedicated Service Line: 1-888-248-4465 | TTY: We accept 711 or other Relay Service.. Representatives are available 24 hours a day, 7 days a week.

How do I make an appointment with my dedicated team?

Sign On and schedule an appointment online.

Citigroup Inc. and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

As a Citigold client, you can receive banking and lending services, including The Citigold Account Package, from Citibank, N.A. (“Citibank”), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

For insurance and investments, Wealth Relationship Managers offer only term and single premium life insurance and fixed annuities. If a potential need is identified for, or you express an interest in, other insurance or investment products, you will be referred to a financial professional who offers those products. The purchase of fixed insurance and annuity products will require for administrative purposes the opening of a limited purpose investment account, that will not accommodate securities transactions.

Citi^® / AAdvantage^® Executive World Elite™ Mastercard^®: The variable APR for purchases and balance transfers is 20.24% - 29.24%, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is 20.24% - 29.24%, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is 29.49%. The variable Penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. The annual fee is $450. Minimum interest charge is $0.50. Fee for Foreign Purchases - None. Cash advance fee - either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee - either $5 or 5% of the amount of each transfer, whichever is greater. The variable rates shown here are accurate based on the 7.50% Prime Rate as of 1/18/2023. New card members only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash—like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. AAdvantage^® bonus miles typically will appear as a bonus in your AAdvantage^® account 8—10 weeks after you have met the purchase requirements. Miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Miles earned will be posted to the primary credit cardmember’s AAdvantage^® account.
For benefit to apply, the Citi^® / AAdvantage^® account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember’s American Airlines AAdvantage^® number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled. Eligible Citi^® / AAdvantage^® primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on domestic itineraries marketed by American Airlines and operated as American Eagle^® flights by Compass Airlines, LLC, Envoy Air Inc., Republic Airlines Inc., SkyWest Airlines, Inc., Mesa Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle^® carriers. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi^® / AAdvantage^® credit card, up to eight (8) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage^® elite program benefits or with First or Business class benefits, including any waiver of baggage charges. Please see https://aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.

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Citi® / AAdvantage® Executive World EliteTM Mastercard®

Ready to Get Started?

Citi is here to help you meet your financial goals.

Citi^® / AAdvantage^® Executive World Elite^TM Mastercard^®