
Build a flexible plan based upon your unique needs
Everyone has “what-ifs.” What if you want to retire early? What if you want to buy a second home?
As a Citigold client, you can collaborate with a Wealth team to create a complimentary financial plan around your life’s “what-ifs” using Citi Wealth Advisor, Citi Personal Wealth Management’s digital financial planning solution.

Wealth accumulation & distribution
Whether you’re accumulating wealth or drawing down your assets to fund your retirement, we can help you create and implement a plan customized for your current situation.

Wealth protection
Based on a thorough assessment of your exposure to risk, we can help you determine the types of insurance you’ll need to protect your income and assets and provide for your loved ones.

Wealth transfer
Working with your legal and tax advisors, we can help you implement estate planning strategies aimed at reducing the taxes you pay, increasing the wealth you can pass down to your heirs and helping to ensure that your assets are distributed in accordance with your wishes.

Your financial road map
Citi Wealth Advisor provides a road map to navigate uncertainties and opportunities, including:
- Saving for retirement
- Transitioning to retirement
- Planning for college
- Major purchase planning
- Taking care of loved ones
- Preparing for life changes
- Trust & estate planning
- Protection strategies