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Plan for someday while enjoying today.

Watch video to see how it works (3:22)

Build a Flexible Plan Based Upon Your Unique Needs

Everyone has “what-ifs.” What if you want to retire early? What if you want to buy a second home?

As a Citigold client, you can collaborate with your dedicated team to create a personalized financial plan around your life’s “what-ifs” using Citi Wealth Advisor, Citi Personal Wealth Management’s digital financial planning solution.

Explore How Personalized Financial Planning
with Citi Wealth Advisor Works:

Discuss

Discuss your goals with your dedicated Citigold team.

You and your dedicated team can engage with Citi Wealth Advisor to discuss your expectations and concerns and prioritize your goals to create a flexible plan that will evolve with your life.

Prioritize

Prioritize your goals into “needs, wants, and wishes”.

You’ll be able to recognize the “must-haves” in your life and discover how to help make them happen. You can use Citi Wealth Advisor wherever and whenever it’s convenient for you, online or in person.

Your dedicated team will collaborate with you to analyze and adjust the impact of your risk tolerance, time horizon, and variables like healthcare and Social Security.

Explore

Explore possibilities and boost your confidence.

Your Citi Personal Wealth Management Wealth Advisor will generate a financial snapshot through Citi Wealth Advisor based on your inputs. Together, you'll evaluate your Confidence Score to see how your priorities and financial situation line up with your goals.

From there, you will be able to:

  • Test “what-if” scenarios and see how to raise your Confidence Score.
  • Complete your financial plan so your Wealth Advisor can put it into action.
Track

Track your progress and adjust for new scenarios.

Once finalized, you may view your financial plan at any time online from your secure dashboard and fine-tune it as your life changes.

  • What if you encounter an unexpected expense? Factoring in potential unknowns beforehand helps prepare you for possible consequences.
  • Use the Play Zone to run scenarios to see how life changes could affect your financial plan. Your Wealth Advisor will help you update your plan as your life evolves.
Evaluate

Evaluate your plan to keep up with your life.

With your dedicated team’s ongoing support, you can review your plan to make sure it’s working for you, turning challenges into opportunities, and “what-ifs” into answers.

Your Financial Road Map

Citi Wealth Advisor provides a road map to navigate uncertainties and opportunities, including:

  • Planning for College
  • Major Purchase Planning
  • Saving for Retirement
  • Transitioning to Retirement
  • Taking Care of Loved Ones
  • Preparing for Life Changes
  • Trust & Estate Planning
  • Protection Strategies
INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

Ready to Get Started?

Open a new Citigold checking account to earn up to $2,000 with required activities.

Open a Checking Account Online

Call:
1-833-382-0004 (EXT 1087) |
TTY: We accept 711 or other Relay Service.

Contact Us today to learn more about Citigold Wealth Management
and a Wealth Relationship Manager will call you back shortly.

Citi is here to help you meet your financial goals.

Sign On to schedule an appointment with your Citigold dedicated team.

Sign On

If you would like to start another Citigold relationship, Open an Account Online.

Call the Dedicated Service Line:
1-800-321-2484 | TTY: We accept 711 or other Relay Service.

Frequently Asked Questions

What is Citigold?

Citigold is comprehensive wealth management for banking, investing and your lifestyle.

What are the key benefits of a Citigold relationship?

Citigold opens doors to more possibilities for you and your family. With a Citigold relationship, you have a dedicated team, complimentary financial planning, world-class investing capabilities, preferred pricing on select products and exclusive travel and lifestyle benefits.

How do I begin a Citigold relationship?

A Citigold relationship starts with a Citigold Checking account in a Citigold Account Package. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked banking, retirement and investment accounts.

Open an Account Online

Visit a Citibank Branch or Call: 1-800-321-2484 | TTY: We accept 711 or other Relay Service.
Existing Citi Customer?
Sign On to Citi to open your Citigold account.

Is there a monthly service fee?

There is no monthly service fee for the Citigold Account Package.

I already have a Citibank account, how do I upgrade to a Citigold relationship?

Sign On and follow the steps to open a Citigold Account. Call: 1-800-321-2484 | TTY: We accept 711 or other Relay Service. or Visit a Citibank branch.

How do I find a Citigold lounge or Citigold Client Center?

Citigold clients have access to lounges located in cities around the world. Find Citigold lounge at https://citigoldlounges.citi.com

What is the customer service number for Citigold clients?

Dedicated Service Line: 1-888-248-4465 | TTY: We accept 711 or other Relay Service.. Representatives are available 24 hours a day, 7 days a week.

How do I make an appointment with my dedicated team?

Sign On and schedule an appointment online.

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Citigroup Inc. and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

As a Citigold client, you can receive banking and lending services, including The Citigold Account Package, from Citibank, N.A. (“Citibank”), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

For insurance and investments, Wealth Relationship Managers offer only term and single premium life insurance and fixed annuities. If a potential need is identified for, or you express an interest in, other insurance or investment products, you will be referred to a financial professional who offers those products. The purchase of fixed insurance and annuity products will require for administrative purposes the opening of a limited purpose investment account, that will not accommodate securities transactions.

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