A Citigold Interest Checking account includes banking benefits such as unlimited reimbursements on ATM fees at non-Citibank ATMs globally1 and an opportunity to earn ThankYou® points at the highest tier offered for a checking relationship.2
With Citi Savings, you’ll earn higher rates as your balance grows, have the security of FDIC insurance, the ability to write checks and set up automatic transfers with Auto Save.
Certificates of Deposit (CDs) CDs
Citigold clients enjoy competitive rates and FDIC-insured options to meet short and longer-term goals. A CD offers a guaranteed interest rate for the term of your CD and a variety of terms, maturity dates and laddering options.
Explore Citigold Banking Benefits
Bank with Ease & Convenience
- Work with a Citigold Relationship Manager for your day-to-day banking needs
- Pay your bills online, view account activity and deposit checks from your mobile device with the highest daily limits3
- Easily transfer money between your checking, savings and linked investment accounts
- Make domestic and international money transfers to another eligible Citi account without any transfer fees using the Citibank Global Transfer Service4
- Send money to family and friends within minutes using Zelle® person-to-person payment service5
- Unlimited refunds on ATM fees at non-Citibank ATMs worldwide
- Higher daily limits on ATM/Debit Card cash withdrawals ($2000) and higher limits with Debit Card purchases ($10,000)
- Competitive CD rates and the opportunity to earn higher interest rates on savings accounts
- Waived fees for standard checkbook orders, stop payments, overdrafts, incoming wire transfers and money orders
- No monthly service fee on checking account in Citigold package*
- No foreign exchange fees on purchases with your Citigold debit card6
- Access to over 100 Citigold lounges located in cities around the world
- Option to have foreign currency sent to you with no delivery fee with World Wallet® 7
- Access up to $10,000 cash per day for eligible emergencies from the available funds in your Citigold account, for no fee8
- Contact a Citigold service center in your home country with a single toll-free phone number from select locations around the world at 1-800-CITICODE, or call collect at 1-210-677-3789 (TDD: 1-800-788-6775).9
Please review your Client Manual — Consumer Accounts and Marketplace Addendum for a complete list of waived and reduced fees and charges for your Citigold Account Package.