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Go further with preferred banking benefits.

Your Citigold® relationship starts with a Citigold checking account and provides access to more, including financial and lifestyle benefits that help you enjoy all you've worked for.

Checking

Apply Online

Open the door to more possibilities with a Citigold account.

A Citigold Checking account includes a dedicated Wealth Relationship Manager and premium banking benefits such as waived fees for online wires1, higher daily spending and ATM limits, unlimited ATM reimbursements for fees charged at non-Citibank ATMs globally2, and a full suite of lifestyle benefits.

Apply Online
Visit a Citibank Branch or call 1-800-321-2484 | TTY: We accept 711 or other Relay Service.

Savings

With Citi Savings, you’ll earn higher rates as your balance grows, have the security of FDIC insurance, the ability to write checks and set up automatic transfers with Auto Save.

Certificates of Deposit (CDs) CDs

Citigold clients enjoy competitive rates and FDIC-insured options to meet short and longer-term goals. A CD offers a guaranteed interest rate for the term of your CD and a variety of terms, maturity dates and laddering options.

Savings

If you’re an existing Citigold client, contact your Wealth Relationship Manager to learn more about opening a savings account with Citi, or Sign On to apply.

If you’re new to Citi, a Citigold relationship starts with a Citigold Checking account, which opens the door to so much more.


Learn More about Savings Accounts

Certificates of Deposit (CDs)

If you’re an existing Citigold client, contact your Wealth Relationship Manager to learn more about opening a CD with Citi, or Sign On to apply.

If you’re new to Citi, a Citigold relationship starts with a Citigold Checking account, which opens the door to so much more.


Learn More about Certificates of Deposit

Explore Citigold Banking Benefits

Bank with Ease & Convenience

  • Work with a Wealth Relationship Manager for your day-to-day banking needs
  • Pay your bills online, view account activity and deposit checks from your mobile device with the highest daily limits3
  • Easily transfer money between your checking, savings and linked investment accounts
  • Make domestic and international money transfers to another eligible Citi account without any transfer fees using the Citibank Global Transfer Service4
  • Send money to family and friends within minutes using Zelle® person-to-person payment service5
Enjoy Preferred Rates, Waived Fees, Higher Limits & Rewards
  • Unlimited refunds on ATM fees at non-Citibank ATMs worldwide
  • Higher daily limits on ATM/Debit Card cash withdrawals ($2000) and higher limits with Debit Card purchases ($10,000)
  • Competitive CD rates and the opportunity to earn higher interest rates on savings accounts
  • Waived fees for standard checkbook orders, stop payments, overdrafts, incoming and online outgoing wire transfers10 and money orders
  • No monthly service fee on checking account in Citigold package*
Benefits That Travel with You
  • No foreign exchange fees on purchases with your Citigold debit card6
  • Access to over 100 Citigold lounges located in cities around the world.

     Citigold lounges may be temporarily closed to protect the health and safety of our clients and employees. Visit citibank.com/locations to stay up-to-date on the branches and ATM locations near you.
  • Option to have foreign currency sent to you with no delivery fee with World Wallet®7
  • Access up to $10,000 cash per day for eligible emergencies from the available funds in your Citigold account, for no fee8
  • Contact a Citigold service center in your home country with a single toll-free phone number from select locations around the world at 1-800-321-2484, or call collect at 1-210-677-3789 (TTY: We accept 711 or other Relay Service.).9

Please review your Client Manual — Consumer Accounts and Marketplace Addendum for a complete list of waived and reduced fees and charges for your Citigold Account Package.

INVESTMENT AND INSURANCE PRODUCTS: NOT INSURED BY THE FDIC • NOT INSURED BY THE FEDERAL GOVERNMENT OR ANY OTHER FEDERAL GOVERNMENT AGENCY, BY THE BANK, OR BY ANY AFFILIATE OF THE BANK • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK • SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL INVESTED

Ready to Get Started?

Open a new Citigold checking account to earn up to $2,000 with required activities.

Open a Checking Account Online

Call:
1-833-382-0004 (EXT 1087) |
TTY: We accept 711 or other Relay Service.

Contact Us today to learn more about Citigold Wealth Management
and a Wealth Relationship Manager will call you back shortly.

Citi is here to help you meet your financial goals.

Sign On to schedule an appointment with your Citigold dedicated team.

Sign On

If you would like to start another Citigold relationship, Open an Account Online.

Call the Dedicated Service Line:
1-800-321-2484 | TTY: We accept 711 or other Relay Service.

Frequently Asked Questions

What is Citigold?

Citigold is comprehensive wealth management for banking, investing and your lifestyle.

What are the key benefits of a Citigold relationship?

Citigold opens doors to more possibilities for you and your family. With a Citigold relationship, you have a dedicated team, complimentary financial planning, world-class investing capabilities, preferred pricing on select products and exclusive travel and lifestyle benefits.

How do I begin a Citigold relationship?

A Citigold relationship starts with a Citigold Checking account in a Citigold Account Package. To remain a Citigold client, maintain a minimum combined average monthly balance of $200,000 in eligible linked banking, retirement and investment accounts.

Open an Account Online

Visit a Citibank Branch or Call: 1-800-321-2484 | TTY: We accept 711 or other Relay Service.
Existing Citi Customer?
Sign On to Citi to open your Citigold account.

Is there a monthly service fee?

There is no monthly service fee for the Citigold Account Package.

I already have a Citibank account, how do I upgrade to a Citigold relationship?

Sign On and follow the steps to open a Citigold Account. Call: 1-800-321-2484 | TTY: We accept 711 or other Relay Service. or Visit a Citibank branch.

How do I find a Citigold lounge or Citigold Client Center?

Citigold clients have access to over 100 lounges located in cities around the world. Find Citigold lounge at https://citigoldlounges.citi.com

What is the customer service number for Citigold clients?

Dedicated Service Line: 1-888-248-4465 | TTY: We accept 711 or other Relay Service.. Representatives are available 24 hours a day, 7 days a week.

How do I make an appointment with my dedicated team?

Sign On and schedule an appointment online.

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Citigroup Inc. and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

* Requires a checking account in The Citigold Account Package. There is no monthly service fee for accounts in The Citigold Account Package. If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to The Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package. We will contact you prior to account conversion and send you complete information about the banking package to which your account will be converted.

As a Citigold client, you can receive banking and lending services, including The Citigold Account Package, from Citibank, N.A. (“Citibank”), Member FDIC and Equal Housing Lender NMLS# 412915, along with financial planning and investment products as a client of Citi Personal Wealth Management, a business of Citigroup Inc., that offers investment guidance, products, and services through Citigroup Global Markets Inc. (”CGMI”), member SIPC. Citigroup Life Agency LLC (“CLA”) offers insurance products. In California, CLA does business as Citigroup Life Insurance Agency, LLC (license number 0G56746). Wealth Relationship Managers are employees of Citibank and are employees and registered representatives of CGMI. Citibank, CGMI, and CLA are affiliated companies under the common control of Citigroup Inc.

  1. Customer must have an eligible checking, savings or money market account to send a Citibank Global Transfer. Transfer limits apply and are subject to change based upon the security measures we use to protect your accounts. First time transfers are subject to lower limits. Citibank Global Transfers are limited to select countries. If the transfer is made in a foreign currency, the exchange rate includes a commission for the currency conversion. Please refer to your Client Manual-Consumer Accounts Agreements for additional information about this service.
  2. Other banks and ATM service providers may charge you a fee when you conduct a Citibank deposit account transaction using their ATMs. You will receive reimbursement from Citibank for ATM fees charged by other banks in any statement period where you are eligible for Citigold. This ATM reimbursement is only available in the Citigold Account Package and is limited to consumer accounts.
  3. Regular account charges apply. Citibank does not charge you a fee for using the Citi Mobile® App or the Mobile Check Deposit service. You must have Internet access through your mobile device and charges from your wireless carrier may apply. The Mobile Check Deposit service is for personal checking accounts only and is subject to eligibility. Deposit limits and other restrictions apply.
  4. Customer must have a checking, savings or money market account to send a Citibank Global Transfer. Transfer limits apply and are subject to change based upon the security measures we use to protect your accounts. First time transfers are subject to lower limits. The Citibank Global Transfer Service is available only in participating locations. Citibank Global Transfers initiated from a U.S. savings or money market account are included in the six preauthorized or automatic transfers permitted each statement period.
  5. For the protection of your account, Zelle should only be used to send money to friends, family or others you trust. Sending money through Zelle is similar to making a payment in cash. Neither Citibank nor Zelle offer a protection program for any authorized payments made with Zelle — for example, if you make a purchase using Zelle but you do not receive the item or the item is not as described or as you expected. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Zelle® Transfers through Citibank Online and the Citi Mobile® App are subject to terms, conditions and restrictions in the Citibank Zelle Transfer Terms and Conditions and the Citibank Client Manual-Consumer Accounts.
  6. Citibank will not charge you a foreign exchange fee for purchases or withdrawals when you use your Citibank banking card outside the U.S. and Puerto Rico.
  7. Ordering limits apply. The exchange rate for a purchase or redemption of foreign currency includes a commission to Citibank for the conversion service. Restrictions and delivery charges may apply.
  8. Limits, restrictions and fees may apply and vary by country. Not available in all countries.
  9. Access a Home Connect Customer Service Representative by calling the international collect number for Citibank customers at 210-677-0065. For Citigold customers, call 1-800-CITICODE or call collect at 210-677-3789
  10. “Online” refers to self-service wires sent via Citi® Online or Citi Mobile®.

© 2023 Citigroup Inc. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.

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